Accepting payments online

In this weeks lesson we look at the very important area of accepting payments online and the various options your have. We also look at some of the pitfalls you can encounter with online payments.

We have put together an extensive guide for you to download on everything you need to know about accepting payments online Download it below:

http://www.enflexion.com.au/files/onlinepayments.pdf

We integrate with multiple different payment platforms and gateways:

			DPS Securepay
eWay is an Australian Payment Gateway that acts as a virtual EFTPOS machine. The customer enters the credit card number on your website and the payment is processed in the background. The payment is then transferred to your bank merchant account.	Stripe is a relatively new payment website that allows you ton process credits cards whilst still on your own website. You do not have to have a merchant account and the money has to be manually transferred from your Stripe Account to your bank account which can take several days.	Paypal owned buy eBay is the largest payment network in the world.  Probably the most trusted of all the payment networks. When a customer uses PayPal they are directed to the PayPal website to complete their order. Some customers may view Paypal as non-professional way of paying if it's the only method available.	Securepay is another Australian Payment Gateway that acts as a virtual EFTPOS machine and allows customers to enter a credit card on your own website, the money is then transferred directly to your bank merchant account.
From $550 setup, 50 cents a transaction and your banks merchant fees	No sign up fee, each transaction is 20 cents and 2.4%	No sign up fees, each transaction is 30cents USD and 2.9%	Annual Fee is $395 and then 45 cents a transaction.
http://www.eway.com.au	http://www.stripe.com	http://www.paypal.com.au	http://www.securepay.com.au

It's usually a good idea to have both a payment gateway and to use PayPal as many customers will not enter their credit card on a website they have not used before.

We have sometimes seen websites that email a credit card to the store owner which is a breach of your merchant agreement AND leaves you open to fraud and potential lawsuits if fraud occurs from your website.

Don't forget to download the guide:

http://www.enflexion.com.au/files/onlinepayments.pdf